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Green Home Improvement Finance
Whether you want to retain your savings or increase the scope of your project, Furbnow has teamed up with Scroll Finance to offer you that flexibility.
Scroll Finance plugs the gap between savings and the cost of your energy efficiency project.
Scroll enables innovative borrowing to fund your home improvements – a green secured loan and a unique new tool, the home equity line of credit (HELOC).
Green secured loan
Scroll’s green secured loan allows you to tap into your home equity to fund the cost of your green home improvements.
At a lower interest rate than other secured loans and the flexibility to pay back over a longer period – up to 25 years – a green secured loan may be a more affordable option, depending on your circumstances.
Green home equity line of credit
A green home equity line of credit (Green HELOC) is an optional add-on feature to your green secured loan.
With a Green HELOC, you can borrow against your home equity. Like a credit card (only cheaper), you can borrow from your Green HELOC as many times as you like up to a fixed credit limit.
You can then use the credit to pay your contractors directly. You only pay interest on what you spend, from the time you spend it.
You’ll then make a fixed repayment every month for the pre-arranged term.
The Green HELOC is flexible and simple to apply for. When the work is completed to your satisfaction, Scroll Finance pays your contractors directly, so you don’t have to worry about payment dates or transferring money.
Unsecured loan
Scroll works with a range of lenders to help find the best finance option for your green home improvement project. As an alternative to a secured loan or the Green HELOC, you may be interested in an unsecured loan - also known as a personal loan.
An unsecured loan is an option usually taken out for a lower amount than a secured loan, and is typically paid back over a period of between 2 and 10 years. It will normally have a higher interest rate than a secured loan and an unsecured loan can be difficult to get if you have a poor credit score.
Scroll Finance Limited (FRN: 1010823) is an Introducer Appointed Representative of Believe Advisor Limited (FRN: 841395). Believe Loans Limited (FRN: 786476) is an Appointed Representative of Believe Advisor Limited. Believe Advisor Limited are authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate the Buy to Let mortgages offered by Scroll Finance Limited.
Let’s plan your warmer, more environmentally-friendly home.
We can get started today. The first step is to get a personalised quote for a Home Energy Plan. From there, we collect some details about you and your home and book a survey.