Example Illustrative only
Furbnow Build Pack  •  Build Pack

14 Maple Avenue
Harrogate, HG1 4RJ

💶
Lower bills
~£1,450/yr
🌡️
Warmer home
No cold walls or draughts
🌿
Controlled fresh air
MVHR throughout
📈
EPC improvement
E → B
Ref MA001 · Prepared May 2026
Your home, your priorities

Where things stand

Your home is a 1930s semi-detached house in Harrogate, built with solid brick walls (225mm) and a timber ground floor over a ventilated void. The loft has some insulation but only around 100mm — below current standards, with gaps at the eaves. The property is heated by a gas combi boiler installed in 2018. Total floor area is approximately 120 m².

The main issues you have raised are high energy bills, cold rooms during winter — particularly the ground floor and north-facing bedrooms — and draughts from the original windows and front door. There is no mechanical ventilation; the building relies on natural infiltration through gaps in the fabric, which contributes to the heat loss.

The priority for this phase is the thermal envelope: internal wall insulation, window and door replacement, and loft top-up. As the envelope tightens, mechanical ventilation with heat recovery (MVHR) is needed to maintain air quality and manage condensation risk. These four measures are interdependent and must be sequenced correctly — this Build Pack sets out that sequence.

Property type
1930s semi-detached
Floor area
~120 m²
Wall construction
Solid brick, 225mm
Current heating
Gas combi boiler (2018)
Current EPC
E (42)
Assessment type
Build Pack
Property floor plans

Survey floor plans

Floor plans recorded at survey, alongside annotated versions showing the proposed measure positions.

Survey floor plan
Survey floor plan
Annotated survey plan
Annotated survey plan
Recommended sequence

Your retrofit plan

These measures are sequenced to work together. Windows and doors are installed first so that the IWI system can be dressed around the frames correctly, bringing them within the insulation layer. The loft top-up completes the envelope. MVHR follows once airtightness is confirmed.

1
Windows & Doors
Installed first, before IWI, so the external insulation system can be dressed around the frames and the window reveals brought within the insulation layer. This is the correct construction sequence for a solid wall IWI project.
Before IWI  ·  ~£14,000–£19,000
2
Internal Wall Insulation
Applied after windows are in, so the system wraps correctly around the frames. Addresses the largest source of heat loss in this property — solid brick walls with no cavity offer no existing insulation value.
Fabric first  ·  ~£12,000–£16,000
3
Loft Insulation Top-Up
Topping up from 100mm to 300mm completes the thermal envelope. Can be carried out alongside IWI. Quick and low-cost for the thermal benefit it delivers.
Completes the envelope  ·  ~£700–£1,000
4
MVHR
Once the envelope is sealed, airtightness must be tested before MVHR is designed and installed. An independent specialist produces the duct layout and airflow calculations based on the confirmed test result.
After airtightness test  ·  ~£11,550
Recommended measures

What we are recommending

Four measures recommended for this property. Click each card for the full specification and installer detail.

1
Windows & Doors
Eliminates draughts and the heat loss from original single-glazed windows and poorly sealed frames — and must be installed before IWI
Full replacement with high-performance double or triple glazing and insulated door sets
£14,000–£19,000
0% VAT
Details
What you will notice: Draughts will be eliminated. Rooms adjacent to external walls will feel markedly warmer, and condensation on window surfaces should be significantly reduced. Installing before IWI means the insulation system wraps around the frames correctly, eliminating cold bridges at the reveals.

Why this property: The existing windows are original sash-style, either single glazed or early double glazed with degraded seals. They are a major source of heat loss and draughts. Installing before IWI is the correct construction sequence: the insulation is then dressed around the outer frame, bringing the window into the insulation layer and avoiding a cold bridge at the reveal.

Windows detail — elevations and schedule
Windows detail — elevations and schedule for the replacement units.
Doors — elevations and schedule
Doors — elevations and schedule for the replacement door sets.

What is included

  • Full window replacement throughout
  • Front door and rear door replacement with insulated door sets
  • All frames installed before IWI commences

Furbnow specification

Minimum whole-window U-value of 1.4 W/m²K. Triple glazing recommended for north-facing elevations. All frames to achieve at least Window Energy Rating Band B. Product selection confirmed by appointed installer to these performance standards.

We will specify

  • Minimum U-value 1.4 W/m²K whole window, triple glazing on north elevations
  • Frames installed before IWI so insulation dresses around the outer frame

We will not accept

  • Windows installed after IWI — this creates a cold bridge at the reveal
  • Trickle vents specified as the primary ventilation strategy where MVHR is planned

Installer requirements

FENSA or CERTASS registered installer required for all glazing replacement. This is a legal requirement for replacing windows in England and Wales. The installer will issue a certificate of compliance on completion.

2
Internal Wall Insulation
Eliminates heat loss through solid brick walls — the single largest source of heat loss in this property
Mineral wool batt system installed internally on timber stud, finished with plasterboard and skim
£12,000–£16,000
0% VAT
Details
What you will notice: Rooms that were cold against external walls will hold heat far more effectively. The boiler will run less, and the building will feel more responsive — heating up faster and staying warm longer. Bills should reduce significantly.

Why this property: At 225mm solid brick, these walls have a U-value of approximately 2.1 W/m²K — well above the 0.3 W/m²K target for a well-insulated home. There is no cavity to fill. IWI is the only viable route for this wall construction.

Annotated floor plan showing wall insulation positions
Annotated plan — wall insulation positions called out across the ground floor, with junction notes and key dimensions.

What is included

  • External mineral wool insulation board, 120mm minimum
  • Reinforced base coat and silicone render finish
  • All window reveals, sills, and eaves detailing

Furbnow specification

Minimum U-value of 0.30 W/m²K post-installation. BBA-certified system required. All penetrations sealed to maintain airtightness. Junctions designed to avoid thermal bridging. We specify either the IWI Pro mineral wool system (Partnership — specifiable; render finish only) or the K Systems M mineral wool system (BBA-certified, A1-rated, suitable for any building height). System selection confirmed at specification stage.

We will specify

  • BBA-certified mineral wool board system (IWI Pro or K Systems M)
  • Continuous insulation at all junctions including around window openings

We will not accept

  • EPS as the primary insulation layer where mineral wool is achievable
  • Bridged or discontinuous insulation at eaves or window reveals

Installer requirements

Installer must hold relevant accreditation for externally insulated render systems and carry appropriate liability insurance. System manufacturer approval and training certification required.

3
Loft Insulation Top-Up
Brings loft insulation up to current standard — quick, low-cost, and completes the thermal envelope
Top-up from 100mm to 300mm using mineral wool; eaves sealed
£700–£1,000
0% VAT
Details
What you will notice: The first floor rooms will retain heat more effectively. Combined with IWI, this completes the thermal envelope so heat is not escaping through any part of the building fabric. This is one of the most cost-effective measures available.

Why this property: The existing 100mm is significantly below the 300mm recommended minimum. The loft is accessible and the top-up is straightforward. Eaves require sealing to prevent cold air infiltration into the loft space.

Floor, loft and roof insulation detail
Loft top-up — 300mm mineral wool laid between and over joists, with eaves ventilation maintained and access walkway preserved.

What is included

  • Top-up from 100mm to 300mm total depth
  • Eaves sealing to prevent cold air infiltration
  • Tank and pipework lagging in the loft if present

Furbnow specification

Minimum total depth of 300mm. We specify Knauf Earthwool Loft Roll 44 (glass mineral wool, 0.044 W/mK, Euroclass A1, BS EN 13162 certified, ECOSE® Technology). Second layer laid perpendicular to joists to eliminate thermal bridging. Eaves vents maintained where required for roof ventilation.

We will specify

  • 300mm total depth, second layer perpendicular to joists
  • Eaves sealed against cold air infiltration

We will not accept

  • Top-up layer running parallel to existing without a perpendicular cross-layer
  • Blocking of roof ventilation vents

Installer requirements

Installer must be registered with the relevant accreditation schemes. Our vetted specialist installers carry appropriate insurance and references for this type of work.

4
MVHR — Mechanical Ventilation with Heat Recovery
Provides controlled fresh air throughout the home once the envelope is sealed — essential after IWI and window replacement
Whole-house ventilation system; recovers up to 90% of heat from extracted air
~£11,550
0% VAT
Details
What you will notice: Consistent, draught-free fresh air in every room without needing to open windows. Condensation and mould risk is significantly reduced. The system recovers heat from extracted air in kitchens, bathrooms, and en suites and transfers it to incoming fresh air, so ventilation does not come at the expense of heat loss.

Why this property: Once IWI and windows are installed, natural ventilation through gaps will be greatly reduced. Without controlled ventilation, air quality deteriorates and condensation risk increases. MVHR is the correct response to a well-sealed envelope and must be sized and designed after the airtightness re-test is complete.

What is included

  • MVHR unit, ductwork, and installation throughout
  • Independent specialist design (duct layout, airflow calculations)
  • Supply to all habitable rooms; extract from kitchen, bathrooms, and utility

Furbnow specification

System designed by independent MVHR specialist before installer is appointed. Minimum 85% heat recovery efficiency. Units specified from: Zehnder, Paul, or Brink. Ductwork: Lindab. Semi-rigid or rigid duct throughout; no flexible duct run longer than 1.5m.

We will specify

  • Independent specialist design commissioned before installer tendering
  • Units: Zehnder, Paul, or Brink; ductwork: Lindab

We will not accept

  • Installer designing their own system without independent review
  • Flexible duct runs exceeding 1.5m

Installer requirements

BPEC-accredited installer required. The MVHR system design must be produced by an independent specialist before the installer is appointed. This is not the installer’s responsibility to design.

Sequencing of works

How this comes together

Indicative durations based on similar projects. Works can be phased to suit your schedule and budget.

Stage 1
Windows & Doors
Installed before IWI commences. Lead time of 6–10 weeks from order. Full-house replacement typically over 2–4 days depending on number of openings and access.
2–4 days
Stage 2
Internal Wall Insulation
Scaffold required. Site needs to be clear of obstructions at the external perimeter. No internal access required during main works. IWI dressed around the installed window frames.
2–3 weeks
Stage 3
Loft Insulation Top-Up
Can be carried out alongside IWI. Loft access required; typically completed in one day.
1 day
Stage 4
Airtightness Re-Test
Required after windows and IWI are complete, before MVHR is designed. Half-day test. Result must be confirmed before MVHR specification is finalised.
Half day
Stage 5
MVHR
Designed following airtightness re-test results. Ductwork installation typically 3–4 days. Some ceiling void access required in rooms receiving supply ducts.
3–4 days
Estimated project costs

What to budget

These are indicative estimates based on our experience of similar projects and current market data. We will firm up all costs with our vetted specialist installers before you commit to anything — these figures are here to help you plan and prioritise, not to replace a formal quotation.
£14,000–£19,000
Windows & Doors
~11 windows × £1,100 + 2 doors × £1,650 (indicative)
£12,000–£16,000
Internal Wall Insulation
~120m² wall area × £110/m² internal mineral wool system
£700–£1,000
Loft Insulation Top-Up
~50m² × £23/m² top-up rate (100mm to 300mm)
~£11,550
MVHR
Small property rate — unit, ductwork, and installation
Estimated total project cost
£38,000–£48,000
VAT: Most energy efficiency measures are 0% rated for VAT under HMRC VAT Notice 708/6. Where any element of work falls outside the relief — for example, certain structural or decorative works — this will be clearly identified in formal quotations. We do not apply a blanket 20% assumption.
Outcomes after all measures

The difference this makes

Projections are based on current energy tariffs and SAP/RdSAP modelling. Actual savings depend on occupancy and how the heating is used.

Energy savings

~£1,450/yr
estimated annual saving
  • Heating~£1,100
  • Hot water & standing charges~£350
  • CO² reduction~2.8 tonnes/yr

EPC improvement

E → B
from 42 to approximately 82 points
  • Current EPCE (42)
  • Projected EPCB (82)
Savings projections are indicative. Final figures will be confirmed once formal quotations are received and a full SAP calculation is completed. Energy prices used: October 2024 Ofgem price cap (gas 5.48p/kWh, electricity 24.50p/kWh).
What still needs confirming

A few things to verify

These items need further investigation before specifications and quotations are finalised. None block you from moving forward — we will work through them together.

Supporting documents

Design files & technical documents

Technical designs and specialist reports will be added here as the project progresses. No documents have been produced yet — this is a post-survey outline.

Available now
Expected in due course
Note: This is a post-survey outline. All dimensions and specifications are subject to revision following site assessment. Contact hello@furbnow.com quoting ref MA001 with any queries.
What happens now

Ready to move forward?

Here is what to expect from here. No surprises, no pressure — you stay in control at every stage.

How it works
A clear process from Build Pack acceptance through to installation.
  • Confirm and accept this Build Pack
  • We arrange any initial surveys required
  • We finalise quotations and designs with our system designers and contractors
  • Some quotations require a site visit from our contractors — they will be in touch directly to arrange
  • We present the final prices for your review
  • Our vetted specialist installers carry out the works, working closely with you and following this Build Pack throughout
Questions?
Not ready to commit yet, or want to talk something through first?
  • Questions about any of the measures or the sequencing
  • Want to prioritise one or two measures first
  • Not sure about timing or budget
  • Want to book a call with your Furbnow contact
Email hello@furbnow.com